Well, at least we tried.

It wasn't easy. My "reminder" went off in Outlook 15 minutes before the scheduled event. I got all of our supplies ready. It took 10 minutes before DH put down the blackberry. We rolled up our sleeves (figuratively speaking) and got to work.

About 15 minutes into an in-depth conversation about our truck (whether to fix it or not), we hear coughing (a lot) and "Mommmmm!!!"
We ran to the backroom, our littlest one [NJ] was sick. Fever and throwing up. (Perhaps he too was sick of DH's excuses!)

We got NJ a bath and put him back to bed. Then we finished our conversation.

We only have the van right now. We are carpooling (he works Sun-Wed and I Mon-Fri). I just wanted to know if the $1300 we'd have for the truck was worth it. What if we spend all of that, and it wasn't fixed, or what if it died 4 months later. I asked if we NEEDED the truck.

Ladies and gentlemen... I did not win.

So, after another half hour or so of discussion, this is what we came up with:

Pay Info:
DH Pay (take-home) $1400 (2nd, 16th, and 30th) =$4200
My Pay (take-home) $1538 (15th and 30th) = $3076

On the 2nd, we will use the $300 snowball for the truck
On the 16th, we will pay $755 towards American General
On the 30th, we will pay $200 towards American General
On the 30th, we will use $1000 for the truck

January Budget

--------Totals--------
Budgeted 7105
Income 7276
Spent 0
--------Incomes--------
Me 3076
DH 2800
DH - 3rd Paycheck 1400
--------Saving--------
Emergency Fund for BEF 50

--------Housing--------
Rent 1330
Renter's Insurance 33
--------Utilities--------
Electricity 240
Water 30
Mobile Phone 186
Qwest (phone & internet)125
DishNetwork 85
--------Food--------
Grocery 550
Costco 200
--------Transportation--------
Gas & Oil 180
Car Insurance 76

--------Clothing--------
Clothing 20
--------Medical/Health--------
Doctor Bills 50
--------Personal--------
Child Care 320
HBA 40
Gifts 50
BLOW (50, 50, 15, 10) 125
Escrow (Yearly Expenses) 85
TMMO Dues 10
--------Recreation--------
Entertainment 60
--------Debts--------
Capital One - Me 20
Orchard 2 - DH 20
1st Premier 25
Best Buy 20
Orchard 1 - Me 20
Bank of America 0
Credit One - Me 20
Orchard 2 - Me 20
Orchard 1 - DH 20
Capital One - DH 20
Kay Jewelers 118
Dell 75
Honda 626
American General 256
Truck 1300
Jan Snowball 700

Anything left over at the end of the month will go to my Capital One credit card. This includes $$ from my change jar (even if it's $5).

January Goals
$955 to American General
$1300 to Truck
$50 to Capital One

I think I am scheduled to get a reimbursement in February - that would be an avalanche ($2-$3K) of sorts. I am not going to count my chickens before they ha..... Oh, I hope I do. Plus a tax refund. It could be a snowy winter in Arizona after all!