Thursday, December 25, 2008

Q1 - 2009 - Goals

With 2009 right around the corner it's time to get crazy about saving money, paying down debt and changing the way we live. As Dave Ramsey says "live like no one else right no, so that later on, you can live like no one else." That's our plan.

Our goals for 2009:

1) Pay off personal loan ($4000) 13 months early [by 3.20.09]

2) 15 No Spend Days a month

3) Stick to shopping list and food menu and grocery budget

4) Do not steal from envelopes!!!

5) Make monthly budget meetings with DH a success

Watch my tracking (below) each month/quarter as we meet or exceed each goal.

To the right, you will find our Savings Account Balances. They will be updated each month. Or not at all (if we are going gazelle to pay a card or loan off). Down below, you will see our goals (as I mentioned) and our Baby Steps. Eventually, I will get some sort of tool on here to show you exactly how much debt we have paid off. But that's for another post.

For now, I have to get to bed. Unfortunatley, I have to work tomorrow.

Until next time,

3 comments:

  1. how do i make a blog like yours? can i add you as a friend or something? =) teri

    ReplyDelete
  2. http://terisneed.blogspot.com/2008/12/december-2008.html

    ReplyDelete
  3. when did you start this blog?? i feel like we started at the exact same time! christmas 2008!

    mydebtcomeback.blogspot.com

    ReplyDelete